Council services

A common driver to entering the affordable home ownership market remains the inability of buyers to purchase on the open market due to lack of affordability and problems obtaining a mortgage. There are a range of affordable home ownership products that enable people to take their first steps onto the housing ladder, many of which are funded through the Homes and Communities HomeBuy programme.

HomeBuy is the government umbrella brand for affordable home ownership and applicants wishing to benefit from any of the schemes will be assessed against the relevant eligibility criteria.

The HomeBuy brand represents a set of products designed to help social tenants and others in priority need purchase a suitable home. Shared ownership and equity loan products are in place to assist first time buyers and others in need get on to the property ladder.

Further information.